Certified Mail
Return Receipt Requested
Receipt No. __________
Equifax Credit Information Services
PO Box 740256
Atlanta, GA 30374
Re: Fair Credit Reporting Act Request for _____________
Our firm is investigating the credit history being maintained on our client. Specifically, our client disputes a purported debt of $____ owed to ________________, listed in his/her credit report as ____________, Acct. No. __________. The basis of the dispute is _____________________________.
Under the Fair Credit Reporting Act (15 U.S.C. §§ 1681 et sequitur), you have thirty (30) days to re-investigate the creditor's claim and remove it from our client's file unless you can verify it. In the event the report is corrected, please forward a new, corrected report.